Fidelity $100 bonus, existing customers can get in

Open a second individual account or an IRA, deposit $50, and get $100. Easy money.

I try not to post about broker rewards unless it’s really good, and Fidelity has a good one right now. If you open an account and deposit $50, you’ll get $100. (I don’t get anything.) The best part is that existing customers can get in on it too, just open a second individual investing account, a Roth IRA, or whatever else qualifies. Just make sure to deposit from an external source like your bank—you can’t just transfer funds from another Fidelity account. I know a lot of you have Fidelity accounts, so this is an easy way to make $100 with 5 minutes of work.


I’m told that Fidelity often ends these promos early, so if you want to get on it, do so sooner rather than later. I did mine earlier today.

Limit one per customer per year. Have to hold for 15 days. Definitely check the terms and conditions, don't want to miss out because of a technicality.

Full terms (copied from their site):

This offer is valid for new or existing Fidelity Brokerage Services LLC ("Fidelity") customers who open and fund a new, eligible Fidelity account with a minimum of $50 on or after October 18, 2021 through Offer is limited to one account per individual.

Fidelity reserves the right to modify these terms and conditions or terminate this offer at any time. Other terms and conditions, or eligibility criteria, may apply.

In order to receive the $100 bonus award, users must complete the following:

  • Register for the offer by opening a new, eligible Fidelity account on or after October 18, 2021. The eligible account must be opened through the offer link. Each eligible account has unique features which you should consider prior to opening. This offer does not constitute a recommendation by Fidelity as to which, if any, account is appropriate for your personal situation.

  • Use the offer code FIDELITY100 to register for the offer.

  • Fund the account with a minimum of $50 ("net deposit') from an external, non-Fidelity source.

  • The net deposit at the end of the 15 calendar days after account opening ("the qualification period") must be at least $50.

  • For purposes of this offer, "net deposits" shall mean total external deposits or transfers (including cash, eligible securities and/or margin debit balance transfers) minus assets withdrawn or transferred out of the accounts within the qualification period.

  • As a confirmation of your registration, an email will be sent to the email address you provided during the account opening process after the eligible account has been established in good order.

  • Eligible accounts include The Fidelity Account, Fidelity Cash Management Account, Fidelity Roth IRA, or a Fidelity traditional IRA. No other accounts are eligible for this offer.

  • For individuals who open a Roth or traditional IRA account, in order to be eligible to contribute to the IRA (traditional or Roth) you will need to have earned income at least equal to any IRA contribution made for 2021. Individuals who max out their contribution for the calendar year are also not eligible for the bonus award. If an individual has no earned income, they will not be eligible to make contributions to the Roth or traditional IRA and as a result not eligible for the bonus award.

  • Account holders must maintain the bonus award (minus any losses related to trading or market volatility, or margin debit balances) in the account for at least 90 days from the date on which the bonus award is credited to the account. Fidelity may charge accounts that fail to comply with this requirement the cost of the bonus award.

The bonus award will be deposited directly to the eligible account within 10 calendar days after the qualification period. Amounts deposited by you to qualify for the offer and by Fidelity in the form of the bonus award will be initially held in the eligible account’s core position. You will be provided information regarding the available core positions for the account type you select during the account opening process. Depending on the account type you select, you may have the option of selecting a money market fund sponsored by a Fidelity affiliate as your core position. No further investment or trading is required to qualify for the offer.

You could lose money by investing in a money market fund. An investment in a money market fund is not insured or guaranteed by the Federal Deposit Insurance Corporation or any other government agency. Before opening an account and selecting a money market fund as your core position, read the money market fund’s prospectus for policies specific to that fund. A copy of this prospectus will be made available to you during the account opening process.

This offer is nontransferable, limited to one account per individual, limited to $100 per individual in 2021.

The promotion is not available for the following account types/products: Rollover IRAs; mutual fund only accounts; business accounts (including those opened by union officials); trust accounts; fiduciary accounts (including custodial accounts, estate accounts); college investment trust accounts; 529 college savings plan accounts; annuities; Fidelity-managed accounts offered by Fidelity Personal and Workplace Advisors LLC; Fidelity Clearing and Custody Solutions (FCCS) clients; clients of registered investment advisors working with Fidelity Investments, and Stock Plan Services accounts. This offer is not valid for non-US residents; persons employed by FINRA or a securities organization in a regulatory capacity; employees of Fidelity, its affiliates, and members of their immediate families and households; or the media who cover financial services.

Certain states and local jurisdictions have laws that limit or restrict public employees from accepting items of value from vendors such as Fidelity that provide services to public institutions. Some public entities such as governments, state universities, health care organizations, etc., also have internal policies that may contain similar restrictions. If you are a public official or employee, you should determine if one of these laws or internal policies applies to you. By accepting the bonus award, Fidelity assumes that you are in compliance with your jurisdiction's laws and institution's internal policies.

Cumulative bonus awards credited to taxable accounts associated with your Social Security number or tax identification number, as applicable, including those held at an affiliate of Fidelity, totaling $600 or more within a calendar year will appear on your consolidated Form 1099. You are encouraged to consult with your tax professional about appropriate tax reporting and treatment relating to this bonus award and the deposit of the bonus award in your account. Any taxes resulting from the bonus award are your responsibility.

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